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About Our Agency
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Over the past 25 years I have served in leadership roles with companies like Travelers, Safeco, The Hartford, Kemper and Atlantic Mutual. I left corporate life to start my own agency that specializes in Florida personal and commercial property. Our objective is not to be one of the large generalist agencies, but rather a small consultative group of specialists. This way we can devote more time to working with our clients.
Take a look at our Google reviews, they tell the real story of what you can expect when you select me as your property insurance agent. Tony Prete, Owner & Managing Agent |
Client Testimonials
"My house insurance was to expire and renew with just one day remaining. I called Tony and he worked with me and answered all my questions and ended up offering me a new policy and saved me over $1,200."
Rayan A. |
"Very Honest!, extremely knowledgeable and professional. He answered all of my questions. Believe me he knows the insurance business."
Joseph C. |
"A problem came up with my former insurance company when I owned my home in NY. Tony resolved the issue and my new insurance policy was approved with a savings of $1,100."
Mel F. |
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When it comes to insurance, we've got you covered. Learn more about how our products can help you.
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May 3rd, 2022
Lighthouse Property Insurance Corporation was forced into liquidation and all policy holders will receive a cancellation notice stating they no longer have coverage after May 28th, 2022. If you are currently insured through Lighthouse Property Insurance you should contact your agent immediately.
April 26th, 2022
Governor Ron DeSantis issued a proclamation, calling for a special session to consider legislation related to property insurance, reinsurance, and changes to the Florida Building Code to improve the affordability of property insurance in Florida. The Legislature will convene a special session on May 23rd, 2022 and end no later than May 27th, 2022. You can read the full proclamation by clicking HERE.
April 25th, 2022
FedNat Insurance was recently downgraded from Financial Stability Rating A to S by Demotech. An S rating is not accepted by most mortgage companies including Fannie Mae and Freddie Mac. The Florida Office of Insurance Regulation (OIR) has given FedNat until Friday April 29th, 2022 to submit a plan that will regain their A Financial Stability Rating and assure FedNat can secure adequate reinsurance before their July 1, 2022 renewal. FedNat filed an 8-K with the securities and exchange commission in response to the (OIR) request stating...there is substantial doubt regarding our ability to continue as a going concern under Generally Accepted Accounting Principles. FedNat Insurance expects the financial stability rating downgrade to impact their ability to procure excess-of-loss reinsurance by July 1, 2022. If that were to occur then FedNat could result in FedNat Insurance being placed in receivership.
Lighthouse Property Insurance Corporation was forced into liquidation and all policy holders will receive a cancellation notice stating they no longer have coverage after May 28th, 2022. If you are currently insured through Lighthouse Property Insurance you should contact your agent immediately.
April 26th, 2022
Governor Ron DeSantis issued a proclamation, calling for a special session to consider legislation related to property insurance, reinsurance, and changes to the Florida Building Code to improve the affordability of property insurance in Florida. The Legislature will convene a special session on May 23rd, 2022 and end no later than May 27th, 2022. You can read the full proclamation by clicking HERE.
April 25th, 2022
FedNat Insurance was recently downgraded from Financial Stability Rating A to S by Demotech. An S rating is not accepted by most mortgage companies including Fannie Mae and Freddie Mac. The Florida Office of Insurance Regulation (OIR) has given FedNat until Friday April 29th, 2022 to submit a plan that will regain their A Financial Stability Rating and assure FedNat can secure adequate reinsurance before their July 1, 2022 renewal. FedNat filed an 8-K with the securities and exchange commission in response to the (OIR) request stating...there is substantial doubt regarding our ability to continue as a going concern under Generally Accepted Accounting Principles. FedNat Insurance expects the financial stability rating downgrade to impact their ability to procure excess-of-loss reinsurance by July 1, 2022. If that were to occur then FedNat could result in FedNat Insurance being placed in receivership.
