WELCOME

​We specialize in finding the lowest cost home insurance. Has your insurance company raised your premium? Been cancelled by your current home insurance company? With multiple companies to choose from, we give you the opportunity to choose!

It's simple to get started, just click the "Request A Quote" button below.

​Want to talk to us instead? 
 (954) 678-2658. 

You can also email us at
​ service@justasktim.com

Why Chose Us?

Every insurance agency is going to speak to their outstanding service. But, what do their customers have to say? We have a 5 star Google rating! ​Click Here to read what others have said about their experience in working with us. How have we earned this rating? It's simple...We return all calls received before 5pm same day and those after 5pm first thing the next business day. We deliver quotes within 2 business day. But the most important reason is we spend time with our customers explaining what they are buying and answering questions. We are not a place for you to just buy  homeowners insurance or commercial property insurance, but instead your consultant that provides the information you need to make the best purchasing decision.

Client Testimonials

"My house insurance was to expire and renew with just one day remaining. I called Tony and he worked with me and answered all my questions and ended up offering me a new policy and saved me over $1,200."

Rayan A.
"Very Honest!, extremely knowledgeable and professional. He answered all of my questions. Believe me he knows the insurance business."

Joseph C.
"A problem came up with my former insurance company when I owned my home in NY. Tony resolved the issue and my new insurance policy was approved with a savings of $1,100."

Mel F.​

Home Insurance Crisis

The Florida home insurance market is in a state of crisis. Some insurance companies have left the state. Others have stopped writing new policies. Those that are still accepting new policies have restrictions. Additionally, these companies are looking to reduce their risk so they are cancelling existing customers to manage future exposure or significantly increasing premiums. During all this, 6 insurance companies have gone out of business in 2022 leaving more than 500,000 insureds looking for replacement coverage. Now more than ever you need an agent to help you navigate the market.

Dwelling Coverage 

Did you know that the Coverage A Dwelling Limit is the most an insurance company will pay to rebuild your home? If your limit is below what is needed you'll have to come out of pocket for the difference! When trying to lower the cost of your home insurance, this is not one of the limits you want to reduce.

Buying A Home?

So often we see home buyers wait till the last minute to secure home insurance. They initially feel confident in their mortgage brokers insurance premium estimate, but frequently these estimates are too low.  When the home insurance premium comes in higher than the estimate the buyer sometimes finds themselves outside qualifying rations. Additionally, they sometimes find the home is not insurable in current condition. Contact us as soon as you put a contact on a house. This way we can help guide you through the insurance process portion of buying a home.
READY TO GET STARTED?
Did you know you can switch home insurance companies at any time? You don't have to wait until your policy renews. It's a simply process where the savings is realized now and not later. Click either of the buttons to get started. There's no obligation and it costs you nothing. 

Do You Have A Plan?

Don't wait until you see the threat on the tropical weather forecast. Make sure you have an evacuation plan and all the supplies you will need.  Need help with that? Click the button below for help. Then call us to make sure you have the coverages you need.

Financial Stability Rating

Insurance companies are evaluated and rated based on their ability to pay claims. This is often referred to as a financial stability rating. In Florida, most of the admitted insurance companies are rated by Demotech. Do you know the financial stability rating of your insurance company? Click the button below to look up your insurance company.

Expectations?

Do you look at reviews before you select go to a restaurant,  select an auto mechanic, choose a doctor or other professional service? We recommend you do the same when selecting the insurance agent you will work with. One of the ways to do that is read what other clients have to say about their experience with that agent or agency. To get started, go to the providers Google Business Page. Here you will find information about the company in addition to client feedback. Check our our Google Business Page and what our clients have to say about us.

You Have To Contact Us Before We Can Help You